Tradesman
Our Tradesman policy is designed for the traditional building and allied trades.
Key Selling Points
- Introductory no claim discount available at
new business - No claim discount available at renewal
- Minimum premium from £50
- Up to 15 workers allowed
- More than 100 trades accepted
- Designed for businesses with a turnover of up to £1,000,000
Features
- Option to vary the Public Liability excesses
- Free 24 hour advice lines for health and medical assistance, legal advice and stress counselling
- Tools and Business Equipment includes laptops and mobile phones
- Cover available for:
- Bona Fide Subcontractors
- Temporary Employees Extension (up to 50 working days)
- Bodily Injury to Working Partners
Preferred Risk
- Plasterer & Artexer
- Builders
- Domestic Cleaners
- Flooring Contractors
- Office Fitter
- Shop Fitter
- Painter & Decorator
Standard Covers
| Cover | Maximum Limit |
|---|---|
| Public Liability | £5,000,000 (£1,000,000) |
Optional Covers
| Cover | Maximum Limit (up to) |
|---|---|
| Employers Liability | £10,000,000 |
| Tools and Business Equipment | £5,000 per employee |
| Business Stock | £5,000 |
| Own Plant | £50,000 |
| Hired In Plant | £20,000 any one item |
| Contract Works | £500,000 any one contract site |
| Money in transit or in a bank night safe | £5,000 |
| Money in private dwellings or on contract sites | £1,500 |
| Personal Accident | Capital Benefits £10,000 |
The amount in brackets denotes the standard limit provided.
This is a summary of the cover available. Please refer to the Policy Booklet for full terms and conditions.
