Professional
Our Professionals policy is designed for mobile businesses engaged in traditional clerical trades and light manual trades e.g. hairdressers and dressmakers.
Key Selling Points
- Introductory no claim discount available at new business
- No claim discount available at renewal
- Minimum premium from £40
- Up to 15 workers allowed
- More than 100 trades accepted
- Option to insure hair and beauty treatments with a limit of indemnity up to £1m
Features
- Option to vary the Public Liability excess
- Free 24 hour advice lines for health and medical assistance, legal advice and stress counselling
- Tools and Business Equipment includes laptops and mobile phones
- Cover available for Bodily Injury to Working Partners
Preferred Risk
- Accountants
- Marketing Consultants
- Hairdressers
- Graphic Design
- Financial Advisory Service
- Secretarial Services
- Manicurists & Pedicurists
- Garden Design
- Conveyancing
- Dressmakers
- Flower Arranging
- Ironing Services
Standard Covers
| Cover | Maximum Limit |
|---|---|
| Public Liability | £5,000,000 (£1,000,000) |
| Money in transit or in a bank night safe | £5,000 (£1,000) |
| Money in private dwellings | £2,500 (£1,000) |
Optional Covers
| Cover | Maximum Limit (up to) |
|---|---|
| Employers Liability | £10,000,000 |
| Tools and Business Equipment | £5,000 per employee |
| Business Stock | £5,000 |
| Personal Accident | Capital Benefits £10,000 |
| Hair and Beauty Treatment | £1,000,000 |
The amount in brackets denotes the standard limit provided.
This is a summary of the cover available. Please refer to the Policy Booklet for full terms and conditions.
