Business from Home
Our Business from Home policy is designed to cater for a range of trades and professions operating from the policyholders' home.
Key Selling Points
- Introductory no claim discount available at new business
- No claim discount available at renewal
- Minimum premium from £50
- Standard excess of £100 for Business Contents and Buildings with an option to vary
- Option to insure hair and beauty treatments with a limit of indemnity up to £1m
- Household Contents available
Features
- Loss of Income included as standard
- Free 24 hour advice lines for health and medical assistance, emergency assistance, glazing, legal advice and stress counselling
- Access to a dedicated risk management service
- Option to add accidental damage to Buildings and Business Contents
Preferred Risk
- Accountants
- Bookkeepers
- Financial Consultant
- Hairdressers
- Mortgage Broking
- Publishing
- Surveying
Standard Covers
| Cover | Maximum Limit |
|---|---|
| Business Contents | £100,000* |
| Public/Products Liability | £5,000,000 (£2,000,000) |
| Loss of Income | £100,000* (£50,000) |
| Goods In Transit | £2,000* (£1,000) |
| Fixed Signs | £1,000 |
| Money | £5,000* (£3,000) |
| Personal Accident (Assault) | Capital Benefits £10,000 |
Optional Covers
| Cover | Maximum Limit (up to) |
|---|---|
| Buildings | £1,000,000* |
| Employers Liability | £10,000,000 |
| Refrigerated Stock | £2,500 |
| Specified All Risks | £10,000* |
| Legal Expenses - Employment Disputes and Compensation Awards, Legal Defence, Property Protection and Bodily Injury and Tax protection | £100,000 |
| Personal Accident | Capital Benefits £50,000 |
| Household Contents | £50,000 |
* higher limits available on request
The amount in brackets denotes the standard limit provided.
This is a summary of the cover available. Please refer to the Policy Booklet for full terms and conditions.
